Ben Rister

🎉 Begin the New Year with Confidence ✨ The New Year has arrived in Missouri, bringing new goals, routines, and opportunities. It’s an ideal time to review your insurance coverage and ensure it aligns with what the year ahead may bring. Based in St. Charles, team Ren Rister State Farm is here to help you start the year prepared and supported with insurance designed to fit your needs. Click, call, or stop by our office today—we’re ready to help.

🚗 Smarter Driving for the New Year Whether your routine includes more commuting, winter travel, or navigating seasonal road conditions, an Auto Insurance review at the beginning of the year helps confirm your coverage is keeping pace with your lifestyle.

🏡 A Strong Start at Home From winter weather to home projects and everyday living, your home plays a central role all year long. Reviewing your Home Insurance now helps ensure your property and belongings are well protected as the year unfolds.

🏠 Renting This Year? Coverage Still Matters If you’re renting or renewing a lease in the New Year, Renters Insurance offers valuable protection for your space and what’s inside. It’s a simple step toward being prepared as you settle into 2026.

💼 Supporting Small Businesses As local businesses plan goals and budgets for the year ahead, it’s a great time to review Business Insurance coverage. Making sure your policies support your growth and operations can help set the foundation for a successful year.

❤️ Protecting What Matters Most The New Year is a time to look ahead. Reviewing your Life Insurance coverage helps ensure the people who matter most to you are protected, no matter what the year brings!

📍 Based in St. Charles, Ben Rister State Farm is here to help you close out the year strong and step confidently into what’s next. 🎆

I am proud to be part of the State Farm family, helping customers protect what matters most for over 10 years. Since joining State Farm, I’ve built my career around a simple idea: insurance is more than just black and white—it’s about relationships and your confidence in us. My team and I do things a little differently because we believe in going above and beyond to help customers understand their options and feel secure in their choices.

At home, I’m lucky to be married to my incredible wife, Cara, and together we have two wonderful kids, Olivia, 7, and Max, 5, who keep us smiling and on our toes. They’re my biggest inspiration and a daily reminder of why it’s so important to have the right coverage in place for life’s surprises.

Our office provides a range of insurance coverages, from auto and home to renters and life insurance, along with additional options to meet unique needs. Whatever stage of life you’re in, we’re here to simplify the insurance process and offer support every step of the way. If you’re ready for an insurance experience that puts your needs first, give us a call—I’d love the chance to show you what makes our approach different!

My team of insurance professionals and I are excited for the opportunity to help customers with their insurance and financial services to help prepare them for life’s unexpected. We’re ready to help customers find the right policy for their auto insurance, homeowners’ insurance, renters’ insurance, ATV/UTV insurance, motorcycle insurance, life insurance, health insurance, and more. Click, call, or come visit us at our St. Charles, MO office today.

FAQ’s

-Question: How long has Ben been working with State Farm?

-Answer: Ben has over 10 years of experience with State Farm Insurance!

-Question: Is this office able to help me with all kinds of insurance?

-Answer: Yes, we offer auto, home, renters, life, health, business, disability, & more!

-Question: When do I need to get life insurance?

-Answer: As soon as possible! It’s important to make sure you and your loved ones are covered in the event of something unexpected. Give us a call or stop by our St. Charles office today and we can go over the options. The Ben Rister State Farm team is here to help you find the right plan for you.

-Question: Do I really need renters' insurance if I don’t own my home?

-Answer: Yes! Even if you don’t own the building, your personal belongings—like furniture, clothes, electronics, and more—still need protection. Renters insurance can also provide liability coverage in case someone is hurt in your space. Our team here at Ben Rister State Farm can walk you through affordable options and help you get covered today.