Skip to content

Homeowners Insurance in and around Saint Charles

Would you like to create a personalized homeowners quote?

We also offer Homeowners insurance in:
  • St. Peters
  • O'Fallon
  • Wentzville
  • Lake St. Louis
  • St. Charles County

Insure Your Home With State Farm's Homeowners Insurance

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance covers more than your home. It protects both your home and the things inside it. In the event of a fire or a burglary, you might have damage to some of your belongings as well as damage to the home itself. If your belongings are not insured, the cost of replacing your items could fall on you. Some of your belongings can be covered if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

Looking for homeowners insurance in Saint Charles?

The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Agent Ben Rister, At Your Service

Outstanding coverage like this is why Saint Charles homeowners choose State Farm insurance. State Farm Agent Ben Rister can offer coverage options for the level of coverage you have in mind. If troubles like drain backups, wind and hail damage or service line repair find you, Agent Ben Rister can be there to help you file your claim.

As your good neighbor, State Farm agent Ben Rister is happy to help you with creating your homeowners insurance plan. Get in touch today!

Have More Questions About Homeowners Insurance?

Call Ben at (636) 947-6226 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Help protect your home against common causes of house fires

Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

How to be environmentally friendly at home and save on energy bills

Whether you’re looking to save some money or make changes for more environmentally friendly living, these tips may help.

Profile photo of a State Farm Agent named: Ben Rister

Ben Rister

State Farm® Insurance Agent
Office Address:
519 Madison Street
Saint Charles, MO 63301
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Ben Rister

Ben Rister

State Farm® Insurance Agent
Office Address:
519 Madison Street
Saint Charles, MO 63301
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Help protect your home against common causes of house fires

Devastating home fires are an unfortunate reality. Learn about the causes of house fires and precautions to help prevent a fire before it starts.

How to be environmentally friendly at home and save on energy bills

Whether you’re looking to save some money or make changes for more environmentally friendly living, these tips may help.