Homeowners Insurance in and around Saint Charles
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- St. Peters
- O'Fallon
- Wentzville
- Lake St. Louis
- St. Charles County
There’s No Place Like Home
Your house isn't a home unless you enjoy coverage from State Farm. This great, secure homeowners insurance will help you protect what you value most.
Protect what's important from unplanned events.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.
State Farm's homeowners insurance safeguards your home and your possessions. Agent Ben Rister is here to help generate a plan with your specific needs in mind.
Don't let your homeowners insurance go over your head, especially when the unanticipated takes place. State Farm can bear the load of helping you get the home coverage you need. And if that's not enough, bundle and save could be the crown molding to your coverage options. Contact Ben Rister today for more information!
Have More Questions About Homeowners Insurance?
Call Ben at (636) 947-6226 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
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Simple Insights®
Why cleaning your chimney is important
Why cleaning your chimney is important
Fireplaces provide warmth and ambiance in the winter, but build-up can occur in the flue and be hazardous. Learn how to keep a clean chimney.
How to protect a vacant house after moving
How to protect a vacant house after moving
If your former home hasn't sold, your vacant home could fall victim to potentially costly issues. Consider these tips for vacant property protection.