Homeowners Insurance in and around Saint Charles
Protect what's important from disaster.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
- St. Peters
- O'Fallon
- Wentzville
- Lake St. Louis
- St. Charles County
Welcome Home, With State Farm Insurance
One of the most important precautions you can take for your family is to get homeowners insurance through State Farm. This way you can laugh and play knowing that your home is protected.
Protect what's important from disaster.
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Why Homeowners In Saint Charles Choose State Farm
Ben Rister can walk you through the whole coverage process, step by step. You can have a straightforward experience to get a protection plan for everything that’s meaningful to you. We’re talking about more than just protection for your clothing, appliances and electronics. Protect your family keepsakes—like pictures and collectibles. Protect your hobbies and interests—like videogame systems and tools. And Agent Ben Rister can share more information about State Farm’s great savings and coverage options. There are savings if you have home security devices or choose a higher deductible, and there are plenty of policy inclusions, such as liability insurance to protect you from covered claims and legal suits.
Don’t let the unknown about your home make you unsettled! Call or email State Farm Agent Ben Rister today and find out how you can save with State Farm homeowners insurance.
Have More Questions About Homeowners Insurance?
Call Ben at (636) 947-6226 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
Help protect yourself from contractor fraud
Help protect yourself from contractor fraud
Shady contractors and home repair scams can cost you. Discover tips to help protect yourself from repair scams and learn how to spot home repair fraud.
Tips for dealing with lead paint
Tips for dealing with lead paint
Homes built before 1978 might contain lead-based paint -- one of the most common causes of lead poisoning, according to the Environmental Protection Agency.

Simple Insights®
Help protect yourself from contractor fraud
Help protect yourself from contractor fraud
Shady contractors and home repair scams can cost you. Discover tips to help protect yourself from repair scams and learn how to spot home repair fraud.
Tips for dealing with lead paint
Tips for dealing with lead paint
Homes built before 1978 might contain lead-based paint -- one of the most common causes of lead poisoning, according to the Environmental Protection Agency.